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All Journal JIE (Journal of Islamic Education) Jurnal Mu'allim Soeropati: Journal of Community Service
Abdillah Mundir
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Religion Arts Humanities Decision Sciences, Operations Research & Management Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Jurnal Mu'allim

 1 
MEKANISME PEMBIAYAAN KPR GRIYA AGENG PURWOSARI DENGAN AKAD AL-ISTISHNA’ PADA PT. BPRS KOTA MOJOKERTO KANTOR CABANG PANDAAN KABUPATEN PASURUAN Abdillah Mundir

Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/mu'allim.v3i2.2678

Abstract

Every human being certainly wants a decent life, needs can be fulfilled, not only food and clothing are needed but also a house. The problem of housing needs, of course, will not be an individual problem. But it is also a problem that must be faced jointly by the government and its people. Because if more and more people are homeless, of course, it will add to the slum areas in this country. To overcome these problems, the government through banking institutions helps the people, especially the weak economic groups, to get houses. As with the creation of a KPR Financing product (House Ownership Credit) with ancontract Istishna' at the Mojokerto City BPRS, Pandaan Branch, Pasuruan Regency, the purpose of this thesis research is to determine the mechanism for financing Griya Ageng Purwosari's mortgage with ancontract Al-Istishna' as well as the benefits and types of risks. faced by the Mojokerto City BPRS. The method used in this research is descriptive qualitative method. The study used data collection techniques of observation, interviews and documentation. Based on the results of the study, it can be concluded that the Griya Ageng Purwosari mortgage financing mechanism with thecontract Al-Istishna' is in accordance with sharia where the Bank requires the developer/developer and the customer to order and determine the specifications of the desired house. This financing also has several benefits and risks that are adjusted to the source of the risk, because infinancing Al-Istishna' there are 3 parties involved, namely the customer, the bank, and the developer. From these benefits and risks, the Mojokerto City BPRS has been able to minimize the impact of the risk of financing the Griya Ageng Purwosari mortgage with thecontract Al-Istishna'.
PENGARUH BAURAN PEMASARAN 4P (PRODUK, PRICE, PLACE, PROMOTION) DAN KUALITAS PELAYANAN BERBASIS SYARIAH TERHADAP KEPUTUSAN KONSUMEN UNTUK MEMBELI DI TOKO YUNIKA JABON SIDOARJO Abdillah Mundir; Anita Agustining Rahayu

Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/mu'allim.v4i1.2949

Abstract

Marketing means everything that producers can offer to be noticed, requested, sought, bought, used or consumed by the market as a fulfillment of the needs or desires of the relevant market, while sharia marketing is a business strategy that must cover all activities within a company, covering the entire process, creating , offering, exchange of value, services, from a producer, or a company or individual, in accordance with Islamic teachings. The approach used by researchers in this study is a quantitative approach with multiple linear regression, t test, and f test using data collection techniques through questionnaires. Meanwhile, the instrument used in this research is the Likert scale. Based on the results of the research and the results of the regression analysis that has been carried out, the following conclusions can be drawn: 1) The marketing mix has a significant effect on consumer buying decisions at Yunika Stores. This is indicated by the value of thecalculated is greater than the Ttable (7.272 > 2.00665). 2) The quality of sharia-based service has a significant effect on consumer decisions to buy at Yunika Stores. This is indicated by the Tcount is greater than the Ttable (6.020 > 2.00665). 3) Marketing mix and service quality have a joint effect on consumer buying decisions at Yunika Stores with Fcount greater than Ftable (27.828 > 3.17).
Co-Authors Akhmad Alifan Anita Agustining Rahayu Durrotul Ilmiyah Syaiyidatun Nadzifa Titin Musarofa Ummi Aminatuz Zuhriyah